Insights
What your subscriptions are really costing you
The same analysis the app runs on your real data, shown here on a sample account.
$6.99
Daily Cost
What you pay every day
$5,017.44
Lifetime Spent
Total since tracking began
$486.61/yr
Potential Savings
6 opportunities found
49/100
Health Score
Fair
$15.20
Avg. per Subscription
Across 14 active subs
$49.14
Weekly Cost
Your weekly spend
Adobe Creative Cloud
Most Expensive
$54.99/mo · 26% of total
iCloud+
Longest Active
53 months subscribed
AI Insights
Demo accountOn-demand analysis
ChatGPT Plus and Claude Pro do the same job
DetailsYou're paying $60.00/mo across 3 general-purpose AI assistants. ChatGPT Plus, Claude Pro, Perplexity Pro all answer questions, write, summarise and reason — the core capability is identical. Pick the one that fits your workflow and drop the rest. Keeping only the most expensive saves $40.00/mo, which is $480.00 a year.
Paying twice for music streaming
DetailsSpotify and YouTube Music cover nearly identical catalogs. YouTube Music includes ad-free YouTube with a Premium bundle; Spotify leads on personalised recommendations. The catalogs are otherwise almost identical. You're paying $21.98/mo combined — pick one and save $10.99/mo ($131.88/yr).
Headspace trial is set to auto-renew
This trial converts to a paid plan at $69.99/yr unless you cancel first. Forgotten trial conversions are the single most common source of surprise charges — SubTracker catches them so you decide before the charge hits. If you haven't used it recently, cancel now and save $69.99.
Adobe Creative Cloud is 26% of your entire bill
DetailsAt $54.99/mo, Adobe CC is your single largest subscription. Annual billing brings it to ~$45.09/mo (billed yearly), saving ~$131.98/yr. If you mainly use Photoshop and Lightroom, the Photography Plan is $9.99/mo — that's a $540.00/yr reduction for the same two apps.
2 streaming services: worth auditing
You're paying $23.98/mo across Netflix and Disney+. Most people binge one service at a time. Rotating — cancel Disney+ when there's nothing new, resubscribe when the next season drops — saves $95.88/yr without losing access to anything.
You've spent $1,209.78 on Adobe Creative Cloud over 22 months
Adobe Creative Cloud has been on your bill for 22 months at $54.99/mo. Long-running subscriptions are worth a periodic check: are you still using it at the same intensity you were when you signed up? If usage has dropped, most services offer cheaper tiers that cost less without cancelling entirely.
Monthly projection
Based on active subscriptions
Spending by category
Payment Calendar
$66.97 due in October
Subscription Health
Overall assessment
7 categories covered
1 of 14 on annual
Up to 5 services per category
Largest subscription: 26% of total
Savings Opportunities
Ways to reduce your spending
Potential Annual Savings
$486.61
Switch to Annual Plans
Save $422.1413 subscriptions could save money with annual billing
Multiple AI Tools Services
Save $10.00You have 5 ai tools subscriptions. Consider consolidating.
Multiple Entertainment Services
Save $7.99You have 2 entertainment subscriptions. Consider consolidating.
Multiple Music & Audio Services
Save $10.99You have 2 music & audio subscriptions. Consider consolidating.
+2 more opportunities
Upcoming Bills
Next 45 days
Total
$276.92
In 2 days
$15.99
In 4 days
$2.99
In 5 days
$20.00
In 6 days
$7.99
Oct 31
$20.00
+8 more payments
Billing Cycles
How your subscriptions are billed